Surveyor And Loss Assessor
A Insurance Surveyor & Loss Assessor is a key professional in the insurance and risk management ecosystem.
They investigate, evaluate, and quantify losses arising from accidents, damages or insured events.
- Surveyor: Represents the insurance company to assess and validate claims.
- Loss Assessor: Represents the policyholder to ensure claims are fairly settled.
Core Roles & Responsibilities
Surveyor (Insurer’s Representative)
- Conduct on-site inspections of property, vehicles, marine cargo or business assets.
- Prepare detailed technical reports for claim processing.
- Verify policy coverage, terms, and conditions.
- Detect fraud or discrepancies to protect insurer interests.
- Advice insurers on settlement amounts and risk mitigation.
Loss Assessor (Policyholder’s Representative) - Analyze the extent of loss or damage
- Assist policyholders with documentation, claim filling, and follow-ups.
- Negotiate for fair compensation with insurers.
- Provide expertise in complex claims or high-value losses.
Importance in the Industry
- Promotes accuracy and transparency in claim settlements
- Reduces fraud, disputes, and delays.
- Protects financial interests of policyholders and insurers
- Strengthens commercial risk management practices